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Fourrier Agency Blog: business insurance

View the latest blog posts from Fourrier Agency.

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Your small business is important to you, and it should be protected. That's where insurance comes in. If you're like most small-business owners, you probably already have some insurance. But maybe your current policy doesn't cover everything your business needs—or maybe it does but at a price that's simply too high for your budget right now. READ MORE >>

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Everyone is looking to reduce homeowner’s insurance premiums. Most people think the only way to reduce your homeowner’s premiums is to shop for the best price. While that is always a good idea (our agency represents many fine and stable insurers that we can select from), lowering your risk is a big factor in obtaining lower insurance rates. READ MORE >>

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Dealing with a denied business insurance claim can be a challenging and stressful experience for any business owner. Here are some steps to consider if you find yourself in this situation: 1. Understand the Reason for Denial**: The first step is to get clarity on why your claim was denied. READ MORE >>

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The auto insurance landscape in 2023 and 2024 has seen significant changes, influenced by various factors including rising repair costs, severe weather, and changes in driving behavior. Let's dive into the key trends and statistics shaping the auto insurance industry this year. 1. Surge in Auto Insurance Premiums READ MORE >>

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Risk Factors That Affect Your Auto Insurance Premium When it comes to purchasing auto insurance, various factors come into play to determine your premium rates. Insurance providers assess your risk level based on a multitude of factors, aiming to gauge the likelihood of you filing a claim. READ MORE >>

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The holiday season is filled with fun, parties, food, gifts, overeating and unfortunately some risk. One of the fasted growing risks for many people are stolen packages by porch pirates.  According to proopertycasualtiy360, over 26 million packages are stolen during the holiday season. READ MORE >>

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Did you know that Halloween is the second highest grossing commercial holiday after Christmas?  Did you also know that children are more likely to be hit by a car and killed on Halloween than on any other day of the year? READ MORE >>

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A Personal Lines Insurance Update Your personal lines insurance program might include home or renter’s insurance, auto insurance, a personal umbrella policy, coverage for your second home, insurance for your boat, ATV or more.  Whatever the case, the reason you buy insurance is to protect your property and liability. READ MORE >>

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Auto insurance is a critical aspect of responsible vehicle ownership. It offers financial protection in case of accidents, theft, or other unforeseen events. However, the allure of cheap auto insurance rates can sometimes overshadow the potential drawbacks that come with them. READ MORE >>

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Construction Risks Contractor’s insurance coverage has become just as important to a contractor as it is to an architect or engineer. New methods of service delivery have created risks and exposures that need to be understood by Contractors. READ MORE >>

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