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Fourrier Agency Blog: home insurance

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The Most Common Holiday Theft Losses We are in the middle of the holiday season.  While you are out shopping for that perfect gift, criminals are also out looking for ways to enhance their holiday take. While your personal insurance will most likely cover losses from theft, we thought it might be good to identify the most common holiday theft losses. READ MORE >>

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Directors and Officers (D & O) Liability Update Every business, no matter what the size, has a D & O exposure.  Some people may mistakenly think that D & O risks are just for large firms, but actual court cases tell a different story. READ MORE >>

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The annual appearance of frightening skeletons, broomstick-riding witches, and carved pumpkins is a strong indicator that autumn has here.  Second, only Christmas surpasses Halloween in terms of consumer spending on decorations.  Americans of all ages appear to like celebrating Halloween. READ MORE >>

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Everyone is looking to reduce homeowner’s insurance premiums. Most people think the only way to reduce your homeowner’s premiums is to shop for the best price. While that is always a good idea (our agency represents many fine and stable insurers that we can select from), lowering your risk is a big factor in obtaining lower insurance rates. READ MORE >>

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There are a number of common mistakes some individuals and businesses make when it comes to purchasing insurance. Insurance is the product you buy in case the unexpected happens. Unfortunately, by the time you need it, it's too late to make sure you have the right type and amount of insurance coverage. READ MORE >>

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A Home Insurance Update You may be looking for ways to improve your home. Perhaps you want to upgrade your kitchen, replace a leaky roof, or add on that sunroom you have always wanted.  Before you get started, however, you'll want to know how that remodeling project can affect your insurance needs. READ MORE >>

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The majority of home burglaries in Louisiana do not involve violence or the use of a weapon. The average dollar loss from a burglary in the United States is just over $2,000, and there are over 2 million burglaries in the US every year. Your house is more than just an investment, it is a place where memories are made and dreams are built. READ MORE >>

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Do Devices Like Amazon’s Echo and Alexa Create Personal Liability? A personal Insurance Update More consumers are buying smart devices that tie in their smart phones and other home technology to the internet.  The most current devices allow you to have direct access to the internet from anywhere in your home. READ MORE >>

Can You Live Without Disaster Insurance? Human caused disasters and natural disasters occur in every state. California has earthquakes and wild fires, Colorado has flooding and wildfires, the Northeast has winter storms and high winds, Florida has flooding and hurricanes, and the East has flooding and high winds. READ MORE >>

Stop Porch Pirates This Holiday Season The holiday season is filled with fun, parties, food, gift, overeating and unfortunately some risk. One of the fasted growing risks for many people is stolen packages by porch pirates. According to proopertycasualtiy360, over 26 million packages are stolen during the holiday season. READ MORE >>

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