Insurance Baton Rouge

insuranceCreating a comprehensive home inventory is crucial for keeping track of your belongings, particularly when filing insurance claims or selling your home. While many people remember to list the obvious items like furniture and electronics, there are several often-overlooked items that you should include in your inventory.

Small Valuables

  1. Jewelry: Make a list of all your jewelry items, including earrings, rings, necklaces, and watches. Note their value, and consider getting them appraised for insurance purposes.
  1. Artwork and Collectibles: If you have artwork, collectibles, or rare items, include them in your inventory. Take photos and keep receipts or appraisals to prove their value.
  1. Family Heirlooms: Don't forget to include family heirlooms, such as antique furniture, vases, or other decorative items.

Electronics and Media

  1. Streaming Devices: Include devices like Roku, Chromecast, or Apple TV in your inventory.
  1. Gaming Consoles: If you have gaming consoles like PlayStation or Xbox, note their value and include any games or accessories.
  1. CDs, DVDs, and Vinyl Records: While they may not be worth as much as they used to be, these items still hold value and should be included in your inventory.

Clothing and Accessories

  1. Designer Clothing and Handbags: If you have high-end clothing or handbags, make sure to include them in your inventory.
  1. Coats and Furs: Note the value of any expensive coats or furs you own.
  1. Hats and Gloves: While not as valuable, these items should still be included in your inventory.

Home Decor and Linens

  1. Fine China and Crystal: If you have fine china or crystal, note their value and include them in your inventory.
  1. Artwork and Rugs: Include any valuable artwork or rugs in your inventory.
  1. Bedding and Linens: While not as valuable, these items should still be included in your inventory.

Outdoor and Garage

  1. Lawn Equipment: Note the value of any lawn equipment, such as lawn mowers or trimmers.
  1. Tools: Include any valuable tools, such as power drills or saws.
  1. Outdoor Furniture: If you have outdoor furniture, note its value and include it in your inventory.

Tips for Creating Your Home Inventory

  • Take photos and videos of your belongings to document their condition.
  • Keep receipts and appraisals for valuable items.
  • Update your inventory regularly to ensure it remains accurate.
  • Consider sharing your inventory with a trusted friend or family member in case of an emergency.

 

Posted 7:26 PM

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