Insurance Baton Rouge

We are well into hurricane season and it is time to provide a refresher on hurricane safety and preparation. Friends and family members are more likely to get prepared when they see others around them prepare. So start today to set a good example to inspire others to act.

Hurricanes can be dangerous killers and learning the hurricane warning messages and planning ahead can reduce the chances of injury or major property damage.

Hurricane Watch: A hurricane watch is issued when hurricane conditions are a real possibility for an area within 48 hours.

Hurricane Warning: A hurricane warning is issued when a hurricane is expected within 36 hours. Begin precautionary action at once. Important - once a Warning has been issued for our community insurance cannot be bound. If you are involved in closing on a new home, we recommend binding coverage early, especially in hurricane season.

Pre Hurricane Planning Tips:

  • Review your insurance to make sure you have adequate coverage and limits.
  • Hold an annual family meeting to discuss issues and plans.
  • Develop an evacuation plan; this should include phone numbers, meeting places and routes of escape from your home, neighborhood and city.
  • Check your home for vulnerable areas, such as leaking roofs.
  • Make sure you have a secure place for recreation vehicles, boats, and motorcycles.
  • Create an emergency supply. Click here for a detailed list:
  • Make plans for your pets as well.
  • Notify neighbors and family members of your plan.
  • Plan for any special medical needs.

During a Hurricane Watch or actual event:

  • Review your family disaster plan and check your Emergency Supply Kit to include food and water supplies.
  • Make sure the gas tank in your car is full.
  • Anchor or stow small boats and RV’s.
  • Secure any outdoor furniture.
  • Secure buildings by closing and boarding up windows.
  • Trim any old trees.
  • Secure any antennas.
  • Make sure flash lights are working.
  • Evacuate, if advised to do so!

Don’t forget to have Fourrier Agency provide you with a free insurance quote on your auto, home or boat insurance. 

Posted 4:00 AM

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