Insurance Baton Rouge

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Are you paying to much for your auto insurance? Here are some ways to save on your auto insurance.

Good student - Does your child have B or higher grades? Insurance companies will grant you credits if you can prove it.

Did you complete a defensive driving course but not submit your completion certificate? Insurance companies do not know how to apply for credit unless you give documentation automatically.

We frequently discuss home and auto bundles. If possible, ensure your home and auto insurance are with the same provider. Discounts can be considerable.

Safety features - Many agents fail to take advantage of all available discounts. Make sure your agent is aware of your anti-theft device, anti-lock brakes, airbags, and daytime running lights.

Low mileage - Some insurance providers can offer discounts if you do not drive your vehicle regularly.

Auto premium savings are also affected by your driving record and coverage.

Did you know that many firms will credit you if you don't change your insurer regularly? This is a loyalty discount. So, if you've had auto insurance with the same provider for five years and then switch, the new insurer may offer you a discount.

A clean driving record will have a big impact on your auto pricing. Drive safely, avoid distractions, and don't speed. Companies favor drivers with no at-fault accidents and no fines within three years.

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