Insurance Baton Rouge

Many of us will be going to the ocean, rivers, lakes, or pools this summer to relax with friends and family.  Each year, over 1,200 children under the age of 14 drown, and another 17,000 are taken to the hospital because of water related accidents.  Whether you have a backyard pool or enjoy swimming in ponds, lakes, or oceans, the following summer safety tips for parents and kids should always be at the forefront of your mind.

  • Adding locks and safety covers will create an extra barrier of protection around the pool or spa. 
  • Know the water conditions before getting in. Many rivers have swift under currents that can be dangerous.
  • Establish family swimming rules like never swim around drains, grates, or suction fittings.
  • Never leave children unsupervised in, or around, the water. 
  • Be sure every child wears a proper fitting life jacket when on a boat or near water.
  • Have young children or inexperienced swimmers wear U.S. Coast Guard-approved life jackets around water, but do not rely on life jackets alone.
  • Be sure that everyone knows how to swim. 
  • Try to teach your children to swim as early as possible. 
  • Develop a buddy system so no one is swimming alone. 
  • Don't allow anyone who has been drinking alcohol to swim.
  • Don't allow glass objects around the pool. 
  • Learn CPR and have a first aid kit at a convenient spot.
  • Enroll in Red Cross home pool safetywater safetyfirst aid and CPR/AED courses to learn how to prevent and respond to emergencies.
  • Always check the depth of the water before swimming or diving. If swimming in the ocean, check the current and under-tow. 

Did you know that in most cases your homeowner’s insurance will provide liability coverage if your child injures a third party? Also, did you know that your homeowner’s insurance will provide loss or damage to personal property (subject to policy terms and conditions)?

With Fourrier Agency, there is 67 years of service and support that needs to be upheld.  That service is upheld to every client, every day.

sources: CDC, coit.com., American Red Cross

Posted 9:53 AM  View Comments

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