Insurance Baton Rouge

The 2015 hurricane season is here and it is time to provide a refresher on hurricane safety and preparation. Make sure your personal insurance is up to date.

What is Baton Rouge Homeowners insurance?
Homeowners insurance provides financial protection against disasters. A standard policy insures the home itself and the things you keep in it. Baton Rouge Homeowners insurance is a package policy. This means that it covers both damage to your property and your liability or legal responsibility for any injuries and property damage you or members of your family cause to other people. This includes damage caused by household pets.

Remember The Key Terms

Hurricane Watch: A hurricane watch is issued when hurricane conditions are a real possibility for an area within 48 hours.

Hurricane Warning: A hurricane warning is issued when a hurricane is expected within 36 hours. Begin precautionary action at once. Important - once a Warning has been issued for our community insurance cannot be bound. If you are involved in closing on a new home, we recommend binding coverage early, especially in hurricane season.

Now is the time for you to build an emergency kit and create an evacuation plan.  For more information on this, go to http://www.ready.gov/american-red-cross 

Hurricane Planning:

·         Review your insurance to make sure you have adequate coverage and limits.

·         Hold an annual family meeting to discuss issues and plans.

·         Develop an evacuation plan; this should include phone numbers, meeting places and routes of escape from your home, neighborhood and city.

·         Check your home for vulnerable areas, such as leaking roofs.

·         Make sure you have a secure place for recreation vehicles, boats, and motorcycles.

·         Make plans for your pets as well.

·         Notify neighbors and family members of your evacuation plan.

·         Plan for any special medical needs.

·         Make sure the gas tank in your car is full.

·         Anchor or stow small boats and RV’s.

·         Secure any outdoor furniture.

·         Secure buildings by closing and boarding up windows.

·         Trim any old trees.

·         Secure any antennas.

·         Make sure flashlights are working.

·         Evacuate, if advised to do so!

Fourrier Agency would not be where it is today without superb customer service.  Our late founder, Larry Fourrier, started in the insurance business in 1946.  His work ethic, devotion to clients,  and leadership in the community played an instrumental role in developing the proper relationship that must exist between an agent and his or her client. We have an extraordinary team to carry on those same founding principles and to place service to the client above all else.   With Fourrier Agency, there is 69 years of service and support that needs to be upheld.  That service  is upheld to every client, every day.  

Posted 2:55 PM  View Comments

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